Loaded Black Bean Burritos

Burritos are a big request in our house.  They are one of my son's favorites and so I make these often.

2 cups brown rice
3 cans black beans
1 tbsp chili powder
3 tsp cumin
1/2 tsp pepper
2 garlic cloves (minced)
1/4 cup onion (finely chopped)
6 10inch tortillas
cheese
sour cream
guacamole
lettuce
tomato
olives

In a pot add all three cans of black beans. Bring to a simmer and stir in chili powder, cumin, pepper, garlic and onion.  Let cook for 10 to 15 minutes on a low simmer, stirring often.  Cook rice according to directions.  Wet two paper towels and place the tortillas one at a time in between them and microwave for 15 seconds each. Layer the tortilla with brown rice, black beans and desired toppings. Roll up and serve.